Case Studies

This section (using real life examples) details how Mortgage Coach (our unique mortgage solution software) separates us from the rest of the mortgage industry by providing information to clients that other mortgage lenders don't think to offer, thereby helping our clients make more informed decisions about the financing options available to them.  Mortgage Coach reports are included (requires Adobe Reader).  

Case Study 1 - A client is considering refinancing his mortgage to lower his interest rate, when rates fall below a certain level.  With the Rate Watch report, we can e-mail him (on a monthly basis) a comparison of current market rates & what the monthly savings would be.  The client can then make more informed decisions, based on current market data.  To see an example of a Rate Watch report, and the monthly benefits it details, Click Here. 

Case Study 2 - A client wants to refinance his loan, to lower his monthly payments.  However, he's not sure consolidating his credit debt into his mortgage makes financial sense.  With the Consolidation Analysis report, we can show the client whether it is beneficial or now to pay consumer debt through refinancing, and if so, show what those benefits total in monthly savings.  To see an example of how consolidating debt can benefit you/your clients, Click Here. 

Case Study 3 - A client doesn't know what mortgage rate/cost structure is the most beneficial for his/her situation.  Unlike what you may have heard from the news media, The Lowest Rate is Not Always The Best Loan.  With our Total Cost report, we can provide a comparison of 3-4 interest rate/cost scenarios, allowing the client to pick the one that best fits his/her lifestyle & future plans.  To see an example of why the Total Cost analysis is the most important feature to consider, Click Here.    

Case Study 4 - A family is concerned about living paycheck to paycheck, and is considering either ending a monthly investment in their retirement account/investments or canceling an insurance policy to free up monthly cash.  With our Equity Repositioning report, we can show them how refinancing & continuing to contribute to their investments can not only increase their monthly cash flow, but will also help them invest more fully in their financial future.  To see an example of how Equity Repositioning can benefit you/your clients, Click Here. 

Case Study 5 - See the Benefits of Homeownership in action!  Do you remember buying your first home?  For many families it is a stressful struggle deciding on when and if they should purchase a home of their own.  This summary displays the benefit opportunities of homeownership.  It displays the amount currently paid in rent and corresponds that to the investment of owning your own home.     With our Rent Vs Own report, we are able to help a family see how owning a home is often less expensive than renting.  To see an example of how affordable a home really is, Click Here.